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how to find out if a collection agency can collect in your state Debt Time Limit(HELP)? (1 viewing) (1) Guests
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TOPIC: how to find out if a collection agency can collect in your state Debt Time Limit(HELP)?
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hdtime (Visitor)
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how to find out if a collection agency can collect in your state Debt Time Limit(HELP)?  
I have a collection agency thats hounding me for a bill that started out over 10 yrs ago as  Credit Card bill. I paid off but after a year throwed the  receipt away thought no problem then collection agency steps in says credit card charge off my debt now the own the debt, I explained I paid they said prove it, well I can't. Any way the question is its been 7 years now since this was charged off and they still affect my credit plus they send threating letters is there some statue to when thy must stop or can they still collect  thanks please also email response.... This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
 
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Brett Weiss (Visitor)
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how to find out if a collection agency can collect in your state Debt Time Limit(HELP)?  
The answer depends on the statute of limitations that applies to your credit card agreement. Here in Maryland, it's 3 years, but elsewhere it can be longer. Speak with a local consumer law attorney to find out if the collection agency can legally do what it's doing.
 
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